Risk disclosure

Read this before signing anything.

You alone bear the risk

Fetchy is a tool. You are the trader. Every transaction we propose is a draft you confirm. Once you sign, the network does what the calldata says — there is no undo, no chargeback, no FDIC, and no insurance.

Volatility

Crypto prices move fast. A quote that looks fair when the agent proposes it can be 20% worse by the time you confirm. Cards expire 10 minutes after issue for this reason; ask the agent again if you waited.

Smart-contract risk

We only dispatch transactions to a small allowlist of routers (Seaport, Reservoir router, 1inch v6, LI.FI diamond, OpenOcean v2). These contracts have been audited but no audit guarantees the absence of bugs. The tokens you trade may also be malicious — see "Token risk" below.

Token risk (rugs, honeypots, taxes)

Most tokens you can swap to are not blue chips. Common failure modes:

• Rugs — the token's owner mints, dumps, or removes liquidity, leaving you with worthless bags.
• Honeypots — the contract lets you buy but reverts on sell.
• Transfer taxes — the contract takes a fee on every transfer, eroding your position.
• Liquidity flash — pool depth at quote time may not exist at execution time.

We do not pre-screen tokens for these properties. Do your own research before swapping into an unfamiliar token. Honeypot detection is on the roadmap; the absence of a warning is not an endorsement.

Watchers + keepers

Price-trigger watchers are best-effort. Specifically:

• We poll every 30 seconds. A wick that crosses your threshold for less than 60 seconds will not fire (sticky-trigger guard); fast moves can be missed entirely.
• If pool liquidity at fire time is below $10,000, we skip the trigger rather than execute into a thin pool. You'll see skipped · thin pool in your watcher list.
• If our keeper is down (deploy, outage, restart), watchers do not fire. We aim for high availability but do not guarantee it.
• Watchers do not yet sign on-chain limit orders; they execute via the same agent path as a manual swap. Real on-chain limit orders are coming.

Wallet + key risk

Privy holds your private key in a TEE / sandboxed iframe. We never see it. If your Privy account is compromised, your funds are at risk. Never paste your private key into anything that asks for it. Never grant unlimited token approvals to contracts you don't recognise — we surface the approvals UI on your wallet page so you can revoke stale ones.

No insurance, no recourse

Fetchy is not a bank. There is no FDIC, no SIPC, no consumer insurance scheme that covers losses from your use of this app. If a transaction reverts, if a token rugs, if the network re-orgs, if a counterparty disappears — you bear the loss.

Only spend what you can lose

This is the only piece of advice in this entire document. Take it.